Disaster Assistance and Your Business

Disaster assistance is money or direct assistance to individuals, families and businesses in areas whose property has been damaged or destroyed and whose losses are not covered by insurance. It is meant to help with critical expenses that cannot be covered in other ways. This assistance is not intended to restore your damaged property to its condition before the disaster. The level of assistance will vary depending on the severity of the event.

Related Websites

Coronavirus (COVID-19): Small Business Guidance and Loan Resources
Information on federal and local assistance programs.
U.S. Small Business Administration
Disaster Assistance and Emergency Relief for Individuals and Businesses
Information on IRS programs and assistance for taxpayers and businesses recovering from the impact of a disaster.
Internal Revenue Service (IRS)
Disaster Assistance.gov
Website with access to disaster information and assistance resources.
Multiple Federal Agencies
Disaster Loans
Website with links to disaster loan information.
U.S. Small Business Administration (SBA)
Disaster Unemployment Assistance
Learn about benefit assistance for individuals unemployed as a direct result of a major disaster.
U.S. Department of Labor
Financial Assistance After a Disaster
Online tool to find emergency fiancial help from the government after a disaster.
Financial Assistance for Farms and Rural Areas
Website listing USDA financial assistance programs for farms and rural areas.
Extension Disaster Education Network (EDEN)
How Do I Apply For Disaster Assistance
Website describing the steps needed to apply for disaster assistance.
Federal Emergency Management Agency (FEMA)
National Flood Insurance Program
Main website of the National Flood Insurance Program.
National Flood Insurance Program
Paycheck Protection Program
Information to help businesses keep their workforce employees during the COVID-19 crisis.
U.S. Small Business Administration
Supporting Small Businesses
Federal website of assistance programs for small businesses.
The White House, CDC, FEMA

Business Assistance Resources

A Citizen's Guide to Disaster Assistance
Independent study course for the general public and emergency management personnel wanting to obtain a basic understanding of disaster assistance.
Federal Emergency Management Agency (FEMA)
A Guide to the Disaster Declaration Process and Federal Disaster Assistance
Document explaining the disaster declaration process and an overview of disaster assistance available.
Federal Emergency Management Agency (FEMA)
Disaster Assistance for Small Businesses
Factsheet on disaster assistance programs for businesses from the Small Business Administration.
U.S. Small Business Administration (SBA)
National Flood Insurance Program: Flood Insurance Claims Handbook
Link to a claims guide to help individuals through the process of fling a claim and appealing a claim decision.
Federal Emergency Management Agency (FEMA)